Codes of Living - 12

We're after the magic formula. Adding the latest transportation expenses in our article yesterday, our monthly expense had increased to 17,077 liras.

I went back to the beginning of our article and checked our list. Here's what we've taken care of and what's left, according to the list (✓ finished, [-] left):

✓Feeding costs

✓Accommodation costs

✓Installation for goods

✓Household Needs (electric, water, gas)

[-]Cleaning equipment

✓Communication costs

✓Child's school expenses [-](Notebook, eraser and clothing expenses left)

[-]Baby's expenses

[-]Clothing costs

[-]Repair costs

[-]Medicine expenses

✓Transportation costs

✓Entertainment expenses [-](tea garden, cinema expenses left)

[-]Saving 5% (on account)

Repair Costs:

It didn't seem too difficult to calculate the repair costs from the rest. Let's start with that first. The house we have already rented is considered new, the household goods are also new, what could it be? If we want to change the bulbs from time to time, the triple box of the bulbs we use is 119 lira, our bulbs are energy efficient, you know, LED. It's a little pricey, but it lasts a long time without popping up. If we installed two light bulbs in each room, three boxes would be enough for us. If we said that we should change it every six months, it would be a monthly maximum expense of 60 liras. Let's change the filters of the water purifier every three months, we can say that a set of spare filters for ours is 180 TL, and 60 TL a month for the filters. Let's say 53 lira per month for other trivia expenses, and we would have rounded up our total monthly income need.

Of course, if we could buy a car, who knows how much the monthly maintenance cost would be, so the cost we take into account for maintenance is not very much. We accept a total of 173 liras as monthly home maintenance expenses.

Entertainment, Beverage etc. Needs:

We didn't miss much in the entertainment expenses, we already took into account the restaurant and/or picnic expenses on the weekends. The only thing left is maybe to go to the patisserie or tea garden with the lady once in a while and get some air. Maybe we'll sit somewhere with a view and have a cup of tea or coffee. And if we go to a movie or something like two evenings a month, that's all. Provided, of course, that they leave the children to the mother-in-law.

Tea and coffee prices vary from 5 lira to 20 lira in cafes. The interesting thing is that in many places, besides English, Arabic has begun to be written as a third language on the menus. It means that a lot of Arab tourists have started to come to our country. It's good that tourists come to the country, but three languages ​​on the menus seemed a bit strange to me. If you ask why, I think it would be better if it was in our own language. For example, in Russia, the menus are usually in Russian. It is difficult to find in two languages. Maybe there are some English ones behind it. But they usually bring English if you specifically ask for it. In fact, a customer from the next table in a restaurant asked if they had French, they brought it. So it's not just in English, there are menus in other languages ​​as well. I will say that prepare the menu in as many foreign languages ​​as you want, but in Turkish on the table. If necessary, give it to those who want it in the language they want. It seems to me that it would be better if it did. After all, the name of our country is Turkey. Our language is Turkish. It seems to me that we have a right to that. For some reason, my nationalist feelings rose.

Anyway, prices are different everywhere. When we take the average, if we say that we drink one coffee per person, we can say that two people cost a minimum of 25 liras. Let's have something sweet, like a profiteroles, a cauldron bottom or a chicken breast for example. 100 lira is enough for all of them. If we say that we go to a tea garden or a patisserie four times a month, it means a minimum of 400 liras per month. Let's say 500 lira.

Well, if we say cinema twice a month, the ticket costs from 60 TL per person each time to 120 TL for two people. . So the total of the tea garden and 1.000 liras.

Health and Medicine Expenses:

We came to the drug costs. This cost varies a lot depending on the person and illness. May Allah grant a speedy recovery to everyone who has a serious illness.

We will deduct our monthly expenses mostly for children's standard cough and cold diseases. Let's say we get the flu once in a while as a family. Maybe we are giving vitamins as sandoz type or tablets to the child. Let's say something pain reliever for a headache. That's all. I usually just take aspirin, if I feel a little bad, I don't know any other medicine.

By the way, what came to my mind when we were talking about drugs, whenever we went to the infirmary in Kuleli, they would put the novalgin injection on our hips, aside from the pain we felt while getting the injection, we would walk staggered for two days.

In short, our medicines are novalgin oral drops 500mg/ml, 23 liras 63 cents, aspirin 500 mg tablets, 18 liras 34 cents, cough syrup 128 gr., 69 liras. With other similar drugs, 150 liras per month is probably enough.

Cleaning and Hygienic Material Costs:

We came to cleaning and hygienic materials, let's say laundry detergent and fabric softener materials.

Toilet paper is probably the most popular these days, prices have gone up quite a bit. But there is also the cheapest one, the cheapest is sold together in three packages, a roll of 24, three packages for 174 liras 27 cents, a roll of 1 lira comes to 82 cents. There are also those that cost 76 liras and 66 cents a roll. It means that some people's skin is very gentle.

Soaps also come in different prices and types. There is shower soap, there is beauty soap, there is bath soap, there is clear, pure and natural. There are four of them for 19 liras, there are those for 10 liras. There is olive oil, there is a foamy one for the face, there is a liquid, there is a scented one, and there is one. To everyone's taste.

Creams, shampoos, shower gels are the same, take whatever you want.

Laundry detergents are also many brands, fabric softener, salt, lime remover. Same for the dishwasher. From dish soap to sponge to brush. It is very difficult to come up with a single price.

Deodorant, fragrance, cosmetics, toothpaste, toothbrush, dental floss.

I'm saying it costs 400 lira per month, just because I don't know. If it's not enough, we'll cut it down somewhere for cleaning, it's worth, we'll still buy cleaning supplies. Because they say cleanliness comes from faith.

School Expenses:

The school expenses of the child were determined as 1813 liras and 77 kuruş in September last year, I found it on a website. If we hit the monthly average, it costs 151 liras and 15 cents a month. If we believe the Turkish Statistical Institute, inflation was announced as 73.50% per annum in May. ENAG says 160.76% for the same period. If we accept the middle of the two, it becomes 117.13%.

With this calculation, the cost of school is 330 lira per month when schools are opened. If we take into account the additional pencil eraser that is needed every month, it will amount to 400 lira per month.

By the way, at the beginning of our article series, we said that we will not take donations into account. It's not required by law.

Education is free in public schools and is considered a right. However, let's keep in mind that in most of our schools, parents collect money under the name of "donation" for various expenditures through parent-teacher associations.

Baby's expenses and dressing expenses remained. Both are very difficult.

Dress, Clothing Costs:

If we say let's stop working now and visit the store to find our clothing costs, I hate shopping and we can't finish the summer. We can't find a good suit for less than 700-800 liras, and if we want to follow some fashion rather than a classic, its price is at least 1500 liras.

Prices are lower for women, but they are not satisfied with two suits like men. Dresses for ladies are available for 160 liras or 86,815 liras.

This subject is to everyone's taste, so I'll go the other way around. I add 1,000 lira per month to clothing costs, just like those who put 50 liras of gas in the tank each time. Whatever you want for this money, whatever you like, you choose and buy it yourself.

Hand Up Baby Big Expenses:

Here we are, baby. The most troublesome thing is that he changes diapers frequently. Even though it doesn't cost much, the constant changing of diapers is the most troublesome issue for mothers. Shouldn't we be comfortable even if she learns about her toilet? The cheapest of the diapers is 160 packs, the price is 279 liras and 90 cents. One of them is 1 lira 75 cents. There is also a cheaper one, a pack of 90, 99 liras for 90 cents, 1 lira for 11 cents each. There are also those that cost 8 liras and 80 cents each. Newborn babies need to be changed 6-8 times a day. Normally, every 3-4 hours. As you get older, you need less diapers, but if we calculate 6-7 times over an average price, a minimum of 300 liras per month is just diaper money.

Baby carriages are the cheapest, 800 liras, even 21,950 liras. The most popular one was 2000 lira.

The lowest price for baby cots is 1800 TL, and there are also 13,700 TL. The most popular is 2000 lira.

Let both grandfathers take his car, the other his cot, give it as a gift. Let's look at other costs.

There are baby clothes from 70-80 liras to 1,100 liras. 8-10 piece baby sets from 1,200 pounds to 1,800 pounds. Since it grows very quickly, it also holds clothes for at least 400 lira per month.

Rash cream, powder. 100 grams of diaper rash cream 94 liras 35 cents. 200 grams of baby powder is 32 liras. In any case, if we say that we need one a week, they cost from 125 liras to 500 liras a month.

I don't even count the bottle and pacifier.

Her food is a separate problem, follow-up milk is another problem. The weight of milk powders ranges from 160 lira to 860 lira. If we give 90 ml of formula 7 times a day, three measures of milk powder are needed in a bottle, with the calculation of making formula with 30 ml of boiled warm water in one measure of milk powder. One scoop is 22-23 grams. If we say 20 grams, we mean at least 400 grams of milk powder, from three measures each time to 60 grams of baby food, 7 bottles a day. It also costs 60 lira per day at the minimum price, she says. 1800 pounds per month. Let's take half of this, let's say we're breastfeeding a little bit. 900 lira.

Let the families help with their toys and other expenses, even if we collect these expenses

    √ 300 lira cloth

    √ 500 lira cream powder

    √ 400 lira outfit

    √ 900 TL of food

It's $2,100 in total.

Taking care of a baby is not easy. I haven't even looked at ready-made foods, they are even more expensive. Especially toys are the money of the world. You are getting something. If there were other expenses that we did not take into account, it was 2400 liras.

They hit the most crucial point of people in the capitalist world order, who will spare anything for their child, from clothes to food, here is a great source of money, a big market.

Conclusion:

If you want, let's summarize our article without further ado. Today we have completed all the items on our list. It can be taken out in more detail, but I think it is enough for at least the rank.

Here is the summary of the day:

∆ 2,300 liras of accommodation,

∆ 8,550 pounds of nutrition,

∆ 1,820 TL installment of goods

∆ 985 lira electricity, water and gas

∆ 522 lira monthly communication expense

∆ 2.900 lira monthly transportation expense

The total cost we reached yesterday was 17,077 liras.

Today:

∆ 173 lira home maintenance expense

∆ 1,000 lira breathing expenses

∆ 150 lira drug cost

∆ 400 lira cleaning material

∆ 400 lira school fees

∆ 1000 lira clothing costs

∆ 2.400 lira baby expenses

In this case, our monthly total income requirement increased to 22,600 liras.

The last item is 5% savings. I don't know if we will be able to find a job with such a high income, but if we said that we are saving 5% of our income, our income would have to be 23,789 lira and 50 kuruş. In other words, we need to set aside 1,189 lira and 50 cents. Let's say the round account is 1,200 lira.

Putting some money aside monthly is a must, a necessity for a normal family, maybe for hard times, maybe for a normal family to buy a house or a car in the future.

Yes, the result of your account is a monthly income requirement of 23,800 TL. We made this calculation by taking into account the daily prices. Prices change every day, if we recalculate, maybe we will need more money tomorrow. We made the loan installments without considering the interest charged on them. Normally, we had to add interest differences on top of this expense. I think even the current need is very high. On the other hand, the wages we can earn are very low. We will consider all these issues in our end-of-series article tomorrow. Let's see if we can find a job where we can earn such an income.

Today is Sunday, when the weather is nice, I'll go and buy something from the market in honor of the end of our calculation with this magic formula, which has been going on for about two weeks, and let's have a picnic somewhere nearby.

Let me send the lady to the neighbors so that if there is a neighbor who wants to join, let her ask.

But first I need to hang out in front of the coffee a little bit, let me ask for the sake of Uncle Ahmet. Let's throw a couple of hands backgammon so that he can enjoy himself. If I'm both Mars, don't be happy. Then, let's take us to the picnic, and when you say you'll get some air, of course, he should say my nephew.

It would be more correct to say what situation we have been in, those who run the country, they did not leave any other choice, in fact, those who cannot manage.

Tomorrow we make a final assessment. We are also looking at job opportunities.

Love and regards from Moscow.

Note: By the way, I sincerely wish success to the young people who took the university exam and to everyone who feels young. Our future is in your hands.